Ever wonder about the details behind an In-Force™ Fixed Term Annuity?  Things like what exactly is it, where it comes from, and how safe it is?

When you purchase an In-Force™ Fixed Term Annuity, you, the Buyer, receive the rights to fixed annuity payments in exchange for a lump sum payment to an individual who is the original Existing Annuitant.  What this means is that when you purchase an individual’s right to receive payments, you receive high yield returns while the Existing Annuitant enjoys the benefits of having cash now.

In-Force™ Fixed Term Annuities can potentially provide above average returns for the fixed income portion of a balanced portfolio which makes this a good vehicle for conservative savings.

Insurance companies invest the funds primarily in government securities and high-grade corporate bonds which provide fixed interest rates.

How do you know this is safe for you?  Bulbrook/Drislane only offers In-Force™ Fixed Term Annuities from insurance companies with among the highest Standard & Poor’s credit ratings, making them one of the safer forms of fixed term purchases available today.

I’m sure you’re wondering where this all comes from in the first place.  Individuals involved in legal claims for personal injury often accept a structured settlement in which they receive regular, fixed payments over several years and/or lump sums at stipulated times from an annuity.  Lottery prizewinners and other individuals may also have the right to receive regular, fixed payments over a period of time.  As circumstances change, these individuals sometimes need to convert a portion of their fixed income into cash to meet personal needs or settle an estate.  At that point they make the decision to assign their rights to future annuity payments at a discount to Bulbrook/Drislane.

Bulbrook/Drislane, in turn, offers the payment rights to these annuities, called In-Force™ Fixed Term Annuities, to buyers like you.

Interested in learning more?  Contact us today to set up a time to talk.