Buying an IN-FORCE™ Fixed Term Annuity…What Happens?

If you purchase an IN-FORCE™ Fixed Term Annuity you should expect to receive the following items at closing: Closing Book which will contain the following documents: Receivable Purchase Agreement Sale and Assignment Agreement Change of Beneficiary Designation Duplicate Annuity Policy or Benefits Letter or Issuer Acknowledgement Letter Certificate of Marital Status/Spousal Consent Divorce Decree or…

Are Annuities Important?

Do you ever wonder if you should have annuities?  Maybe you have heard of them or know a little about them but really aren’t sure if they are important to your financial planning. Annuities are a savings tool that can help you create a nest egg for retirement, make substantial investments that will grow over…

What Are Secondary Market Annuities?

Heard of Secondary Market Annuities? These are actually previously owned Annuities.  They are totally legal and are a way to get high rates of return without gambling away your money. Simply put what this means is if somebody has an accident and receives a favorable judgment their payment is usually given to them in the…