Ever Wonder what an In-Force™ Fixed Term Annuity Really Is and Why You Should Have One?
Posted on August 7, 2013
Maybe you have heard of In-Force™ Fixed Term Annuities…and maybe you haven’t. Either way, I want to give you some information that will help you to understand what they really are and how one can benefit you.
When you purchase an In-Force™ Fixed Term Annuity, you, the Buyer, receive the rights to fixed annuity payments in exchange for a lump sum payment to an individual who is the original Existing Annuitant.
By purchasing an Individual’s right to receive payments, you receive high yield returns while the Existing Annuitant enjoys the benefits of having cash now.
This is a win win situation for everyone involved.
In-Force™ Fixed Term Annuities can provide above average returns for the fixed income portion of a balanced portfolio. Since they provide you a payment stream over a fixed period of time at a fixed rate of return, this purchase is a great way to gain conservative savings.
Insurance companies invest the funds primarily in government securities and high grade corporate bonds which provide fixed interest rates. Bulbrook/Drislane only offers In-Force™ Fixed Term Annuities from insurance companies with among the highest Standard & Poor’s credit ratings, making In-Force™ Fixed Term Annuities one of the safer forms of fixed term purchases available today.
Wonder where they come from? Why people sell them? Well often individuals that have won a legal claim or a lottery prize will accept a structured settlement in which they receive regular, fixed payments over several years and/or lump sums at stipulated times from an annuity. After a while things may change for them and they need the lump sum cash now for personal reasons rather than spread out over time. To do so, they decide to assign their rights to future annuity payments at a discount to Bulbrook/Drislane.
Bulbrook/Drislane, in turn, offers the payment rights to these annuities, called In-Force™ Fixed Term Annuities, to buyers like you.
If you would like to discuss this opportunity please don’t hesitate to contact us today!